Built where payments are genuinely difficult.
Multiple providers, elevated risk, thin margins per transaction, and a compliance obligation that does not tolerate a shrug. If your payments stack is simple, you probably do not need us.
- Providers
- Bring your own MID
- Merchant hierarchy
- Nested, scoped
- Transaction flows
- Purchase + payout
- Integration
- One API
Fantasy sports & sweepstakes
Deposits, prizes, and payouts on one customer object. Routing that respects state-by-state eligibility, and risk models trained on top-up behavior rather than physical goods.
Prediction markets
High-frequency, low-value funding events where a point of approval rate is the difference between a working unit economic and a broken one.
Licensed gaming & wagering
Multi-MID portfolios, geo-fenced routing, and reporting granular enough to satisfy a regulator asking about a single transaction from eight months ago.
Marketplaces & platforms
Nested sub-merchant hierarchies with scoped access, a checkout branded as yours, and per-merchant routing inherited from platform defaults.
Subscription & digital goods
Recovery on stale credentials, dunning sequences, and account updater running quietly behind every recurring charge.
High-volume retail
Cost-aware routing across multiple providers, settlement reconciliation, and a single ledger for a finance team that currently has four.
A generic fraud model will decline your best customers.
Fraud models are overwhelmingly trained on physical-goods e-commerce. In that world, five deposits in an hour is an attack. In a prediction market, it is a Tuesday. Pointing a retail model at a funding event produces exactly the outcome you would expect: false declines on the customers who matter most.
| Flow | Handled as |
|---|---|
| Deposit / top-up | Scored pre-auth, cascaded on soft decline, eligible for guarantee |
| Micro-transaction | Batched scoring path with reduced per-transaction overhead |
| Payout / withdrawal | Separate risk model with velocity and destination checks |
| Refund | Linked to the original attempt in the consolidated ledger |
| Recurring charge | Account updater plus issuer-aware dunning schedule |
Bring your own MID. We will bring everything else.
Early access is opening to platforms running real volume. Tell us your stack and we will tell you plainly where the technology moves your numbers.