Built by people who have run the payments nobody else wanted.
SoniqPay comes out of years spent inside regulated, high-risk payments — fantasy sports, sweepstakes, prediction markets, and the processing stacks that keep them running. We are building the technology layer we kept wishing existed.
- Stage
- Early access
- Model
- Technology only
- Team
- Remote
- Entity
- Delaware C Corp
Most platforms are leaving revenue in the gaps between their providers.
A transaction sent to the wrong MID. A soft decline nobody retried. A fraud loss caught in a monthly report instead of at authorization. Individually each one looks like noise. Together they are usually the largest recoverable line in a payments stack, and almost nobody is measuring it.
SoniqPay provides the technology that ensures you are getting the most from your payment processing — and we are willing to be measured on it, including by taking the fraud loss on the transactions we approve for coverage.
| Principle | In practice |
|---|---|
| Performance first | Routes are weighted on live approval rate, latency, and cost — never on a preferred provider |
| Ownership | Tokens are yours and portable; changing providers is a configuration change |
| Accountability | We take the fraud loss on transactions we approve for coverage |
| Legibility | Routing rules, risk scores, and reporting are all inspectable |
| Measurable | Recovered volume and coverage rates report as their own lines, not folded into headline numbers |
Where we stand today.
An early-stage company claiming a full certification stack is a company you should not trust with card data. Here is the actual position.
PCI DSS scope
Card data is handled within a PCI-compliant vault environment provided through our platform partner, keeping merchant scope to SAQ A for most integrations.
Independent attestation
SOC 2 Type I and independent PCI attestation are budgeted and scheduled as volume and the direct stack mature.
Testing
Third-party penetration testing and continuous dependency scanning against the platform and its integrations.
What ships, and when.
Published because early partners deserve to know what they are buying into rather than what a sales deck implies.
Gateway, orchestration, guarantee
Gateway and vault, routing engine, chargeback protection, the merchant checkout, and a unified dashboard.
Micro-transactions & payouts
Micro-transaction handling, payout flows through the same checkout, and nested merchant hierarchies for platform partners.
Platform depth
Expanded access controls, segregated reporting, and deeper partner tooling.
Owned stack
Progressive replacement of partner-provided components with SoniqPay's own infrastructure.
Phase timing is shared with partners under early access. Dates are commitments we would rather make privately and keep than publish and miss.
Bring your own MID. We will bring everything else.
Early access is opening to platforms running real volume. Tell us your stack and we will tell you plainly where the technology moves your numbers.